Following is a list of resources that may answer many of the questions you have as a new or continuing postdoc. Please feel free to contact the Postdoc Office (phone 2-9075 or 5-3735) if you have additional questions.

Housing
The Yale Off-Campus Housing Office has listings for area rentals. If you are accessing the listings from a computer outside Yale, you may need a user ID and password to access the listings. Please contact the Postdoc Office for to obtain these.

Classified rental listings are available online at www.craigslist.org.

Transportation
Free Yale shuttle services offer a convenient means of transportation across the New Haven area. Please visit the Yale Shuttle Services for more details.

Parking spaces are available on a limited basis. Contact the Yale University Parking Services for information on eligibility and availability.

Social Security
International scholars often have questions regarding obtaining a Social Security card. The Social Security Administration web site may answer some of these questions.

Visa Information
The Yale Office of International Students & Scholars (OISS) assists Yale faculty and staff in bringing international scholars to campus for a variety of purposes. The OISS advises on immigration matters, issues visa documents, and provides information and guidance on a wide range of issues such as employment of spouses, health insurance, taxes, language courses, and general information about Yale and the New Haven area.

Work/Life
The Yale WorkLife program can assist you with a range of services relating to childcare, school arrangements, and work/family issues.

Health
Health insurance benefits are available through Yale, based on your appointment status: fellow or associate. Fellow health benefits are different from those available to Yale Associates.

A Yale Postdoctoral Fellow is a postdoc who has his/her own funding, such as a fellowship. If your fellowship does not include benefits, Yale offers health plans specifically for fellows.

Associates are postdocs whose salaries are paid directly by Yale, usually from funding sources of the postdoc's faculty adviser. Associates are Yale employees, and thus eligible for benefits.

See the Yale Human Resources Benefits office for further information.

Tax Information
According to the Internal Revenue Service (IRS), income received from a postdoctoral appointment is considered taxable income.

U.S. citizens and permanent residents with the Postdoctoral Fellow appointment DO NOT have federal tax withheld from their stipends. Postdoctoral Fellows who do not have significant withholdings being taken from another income source must make estimated quarterly tax payments, as needed, directly to the IRS. Please obtain the IRS’ estimated tax forms in order to assess whether or not you will need to make estimated quarterly tax payments. These forms are available online from the IRS web site (look up "estimated taxes").

Nonresidents of the United States will have federal taxes withheld from their stipend awards at a flat rate of 14%. However, if one’s home country has an applicable fellowship tax treaty, s/he should complete the tax treaty forms which, when returned to the Payroll Office, may reduce or eliminate federal tax withholding from the stipend. Scholars should refer to the tax laws of their country of citizenship, as they may owe tax in that country. Please contact the Yale Payroll Office (203 432-5408) for more information on tax treaties.

To avoid penalty charges, taxes on this income must be paid in quarterly installments using Estimated Income Tax Vouchers for Individuals - look for Form 1-ES on the IRS website's Forms and Publications page.

• When to pay estimated tax: For estimated tax purposes, the year is divided into four payment periods; the payment due dates are April 15, June 15, September 15, and January 15.
• If you have income subject to estimated tax during the first payment period, you must make your first payment by the due date for the first payment period. You can pay all your estimated tax at that time, or you can pay it in four installments.
• If any of the due dates fall on a Saturday, Sunday, or legal holiday, the due date is the following business day.
• For more information, please contact the IRS web page at IRS Home.